Calculators

Essential calculators for retirement, loans, and investing

Retirement Planning

Estimate expenses, corpus targets, and the power of starting early

Retirement Expense Estimator

Model your annual retirement expenses with key assumptions.

Retirement Savings Goal

Estimate the corpus needed to fund retirement expenses.

Monthly Savings Required

Calculate monthly savings needed to reach your target corpus.

The Power of Starting Early

See how starting age changes long-term outcomes.

Project Total Wealth

Project total wealth from current corpus and monthly savings.

NPS vs UPS

Compare how long your NPS corpus may last versus UPS payouts.

Loan

Affordability, EMI split, rate changes, and pre-EMI cost comparisons

Home Loan Affordability Stress-Tester

Stress-test how future surplus compares with a chosen home-loan EMI.

Home Loan Affordability (Guided)

Same stress-test, one clean question page at a time—less clutter, same math.

EMI Calculator

Estimate your monthly loan EMI from amount, rate, and tenure.

Where Your EMI Really Goes

See how each year’s EMI splits into interest vs principal—and why early years barely cut your loan.

Loan Amount Calculator

Estimate the loan amount supported by a given EMI, rate, and tenure.

Interest Rate Impact Calculator

See how a rate change affects your EMI or loan tenure—and when tenure extension is not enough.

Pre-EMI Cost Calculator

Compare extra interest from pre-EMI versus full EMI from day one.

Tenure Interest Calculator

See how changing loan tenure changes the total interest you pay over the full term.

Part-Prepayment Tenure Calculator

See how many months a part-prepayment can cut from your home loan when EMI stays the same.

Investment

Tools for mutual funds and portfolio decisions—coming soon

SIP Returns Calculator

See how your monthly SIP would have grown on Nifty and other indices.